Our Process

Through a eight-step process, we consider your needs and goals as well as a variety of financial information to create a customized wealth management strategy. This process is ongoing, in that we are always there to guide you and make necessary changes to your strategy as years go by.

Step 1: Define Major Life Goals

First, we will simply get to know you, your financial situation, and your needs. With our solid experience, knowledge, and dedication, you can be assured that we will understand your personal and business goals, and translate them into customized solutions.

Step 2: Determine Your Ideal And Acceptable Goals

Our professionals will assign your goals either a "perfect" or "satisfactory" rating. Your "perfect" goals are your best-case-scenario goals, while your satisfactory goals are somewhat modified, but gratifying. In order to offer you truly comprehensive service, we leverage professionals who specialize in the areas of law, accounting, business valuation, and organizational development. This allows us to find answers that are both effective and meaningful to you.

Step 3: Prioritize Goals

We understand that each person and each business is unique, and therefore faces distinct challenges. Your customized financial strategy will address the challenges that are most important to the success of your financial future. We encourage to effectively prioritize your goals and ensure you and your Advisor are on the same page. This process gives you a solid picture of your priorities and enables open discussion with your Advisor and family members.

Step 4: Stress-Test Goals

Your goals and investment strategy undergo stress-testing that simulates 1,000 random market environments to determine your probability of attaining your goals.

Step 5: Make A Recommendation

Once we have a clear understanding of your "perfect" and "satisfactory" goals, we will make a recommendation that emphasizes or de-emphasizes your goals accordingly.

Step 6: Implement Allocation

We will choose an appropriate products mix to support your goals, concerns, risk tolerances and financial circumstances.

Step 7: Monitor Process

Our relationship does not end with the implementation of your financial strategy. We will meet with you on a regular basis to monitor your evolving needs and goals in light of changes in the investment markets, tax laws, etc., and will recommend changes as appropriate. We pride ourselves on this commitment, and look forward to strengthening our relationship with you over time.

Step 8: New Goals Or Priorities

Change is inevitable and it can affect our ability to reach our goals - sometimes prompting us to create new ones altogether. Our process allows you to conveniently make changes to your plan as situations arise.

Investments are subject to market risks including the potential loss of principal invested. Asset allocation does not assure or guarantee better performance and cannot eliminate the risk of investment losses.